Employee Benefits

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Individual Benefits

Your employees can access the full range of individual benefits as detailed in the "Individual benefits" section of this website.

Why not send this link to your employees. It costs you nothing and could really be of valuable assistance to them.

Alternatively you could download and print out or email a PDF flyer and distribute it to them. PDF Flyers

If you have many employees, you may want to consider the prospect of putting in place your own branded Employee Benefits Program. Your MEMBERBenefits Representative can advise you on this.

Group Schemes

Group Income Protection

It is possible to structure group income protection policies for all of your staff or for your key staff. Under these policies, the employee continues to receive income in the event of not being able to work in their normal capacity due to ill health or serious accident. The primary benefits are:

Lower premiums than single polices.
Simpler application processes, and in some cases, reduced policy acceptance requirements.
Can work as a top-up to WorkCover.
Can limit business liability for accrued sick leave entitlements.

Group Health Insurance Scheme

Your employees can currently access discounted health insurance policies through the "individual benefits" mentioned above.

However, as an added employee benefit, you may wish to consider establishing a subsidised/sponsored group health insurance plan for all employees. The subsidies can be structured as a premium contribution or contributions to claim excesses. The key benefits could include:

Forms part of employee remuneration package.
Improved employee loyalty.
Potentially low cost remuneration incentive.

457 Visa Class employees

For members with sponsored 457 Visa Class employees, we have secured great arrangements that will not only provide the employee and their family with great cover, but will also allow you to meet your statutory obligations as they relate to such sponsored employees